Application Process for the Guaranteed Income Supplement

Detailed guidance on how to apply or receive automatic enrollment.

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As Canada’s senior population continues to grow, access to income support programs like the Guaranteed Income Supplement (GIS) has never been more crucial. The 2025 updates to the application process introduce streamlined procedures and broader automatic enrollment to ensure more eligible Canadians receive the support they need.

What Is the Guaranteed Income Supplement?

The GIS is a monthly payment provided to low-income seniors who receive the Old Age Security (OAS) pension. Designed as a financial safety net, the GIS helps cover basic living expenses like housing, food, and medication for those most in need. It is non-taxable and can significantly increase a retiree’s monthly income.

Quick Fact: As of January 2025, over 2 million seniors in Canada receive GIS support.

Automatic Enrollment: Are You Already Eligible?

In many cases, seniors turning 65 may be automatically enrolled in the GIS program if Service Canada has enough information from their income tax returns. If you're already receiving OAS and your income falls below the threshold, there’s a good chance you’ll start receiving GIS without having to lift a finger.

To ensure automatic enrollment, it’s essential that:

  • You’ve filed your tax return every year.
  • Your income remains below the established annual limit (updated annually).
  • You’re residing in Canada for at least 10 years since age 18.
Note: If you’ve never filed a tax return in Canada or recently immigrated, you likely need to apply manually.

Manual Application: Step-by-Step Guide

If you're not automatically enrolled, here’s how to apply:

  1. Download or request the GIS application form (ISP3025).
  2. Fill out the form with accurate details, including your OAS number and financial information.
  3. Attach any supporting documents, such as proof of legal status and address.
  4. Mail the completed form to Service Canada or drop it off at a Service Canada Centre.

Tips for a Smooth Application

  • Use the online eligibility estimator on the Canada.ca website to see if you qualify.
  • Apply six months before your 65th birthday if possible.
  • Keep copies of everything you send.
  • Call 1-800-277-9914 for help with the process.

How Much Can You Receive in 2025?

The GIS amount varies based on your income and marital status. As of July 2025:

  • Single seniors earning less than $21,456 annually may receive up to $1,065 per month.
  • Couples with combined income below $28,320 may each receive a portion.
Insight: GIS payments are adjusted quarterly to match inflation and cost-of-living changes.

Reporting Changes and Renewals

GIS eligibility is reviewed annually. Payments may be stopped or reduced if your income increases or if you leave Canada for more than six months. Seniors must file a tax return each year to maintain eligibility. Not doing so could lead to payment interruptions.

Why GIS Matters Now More Than Ever

With the rising cost of living, especially in urban centers like Toronto and Vancouver, the GIS remains one of Canada’s most critical tools for fighting poverty among the elderly. According to recent figures, GIS recipients have significantly lower rates of food insecurity and housing stress than those who don’t receive benefits.

Real Voices

“The GIS gave me breathing room. I could finally afford my medications and fresh produce,” says Mary T., a 73-year-old retiree from Halifax.

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Looking Ahead

In 2025, the federal government has pledged additional outreach to ensure more seniors—especially Indigenous Canadians, immigrants, and those in rural communities—get access to the GIS. Mobile Service Canada vans are being deployed to remote areas to assist with enrollment and answer questions in-person.

As the country continues to age, ensuring equitable access to GIS will be a key pillar of national social policy. Whether through automatic enrollment or manual application, knowing the process can make a tangible difference in the lives of thousands.

For more information: Visit Canada.ca – Guaranteed Income Supplement